Ride a Recumbent!
Did you know that riding a bicycle at twenty miles per hour , 98% of the work is fighting the wind? Well then, Doesn't it make sense to ride a bike that the wind sees less of you?
Recumbent bicycles have a rider in a position that has less frontal area. Its different with some designs, but if you have ever spent any time on a recumbent riding in the wind, you know exactly what I mean.
There is a noticeable difference with the cold too. Less wind on the body equals less wind chill. The effect the wind has on the body when there is less for the wind to see, make for a less windy ride.
Fairings make things even better. Sitting in a greenhouse on a cold sunny day will have you warmer then you might expect. I can remember a fast ride on a cold day with no jacket, warm and happy behind my Windwrap fairing.
If there was ever a reason to ride a recumbent, riding in the cold wind is surly one of them. Dry roads on a cold day for a ride to a near by greenhouse will have you smiling that silly recumbent smile once again!